Your Path To Financial Freedom Starts Here.

Don't let the stress of dealing with creditors and agencies get you frustrated!

Our credit experts have over 15 years of experience dealing with collectors, creditors, trustees, litigation, and most of all reporting agencies. Our knowledgeable and aggressive approach can be the edge you need when disputing the mistakes, errors, and wrongful reporting on your Credit Report. In many cases, errors and mistakes caused by creditors can cost you thousands of dollars, cause you to be declined for financing, and sometimes even ruin your life financially.


Happy Clients


In Business Since


Renters to Homes Owners


New Car Loans

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Making Dreams Happen

FSFG LLC helps its clients achieve their dreams by improving their credit. As opposed to other credit companies that take months to make a dent in a credit score, FSFG LLC takes a maximum of 120 business days. The company ensures that clients see results swiftly. And if they can’t achieve it in the time they promise, clients get their money back.

Whatever dreams the clients have, they are very important to FSFG LLC. Whether the clients need to buy a car or a home, get credit cards with high credit limits, or get loans for their business, the company works hard to help the clients get them.

FSFG comes highly recommended by anyone who’s worked with them. This is in large part due to Noel Verdejo, the founder of FSFG LLC. Noel founded the company in March 2019. Before that, he worked in the car business industry for over eighteen years as a finance director. In that position, he developed a way to help clients fix their credit to buy cars, home, and get great deals on their purchases. And now that he has his financial company, he also has a leasing company and strategic partnerships with many banks, mortgage companies, solar panel companies, and many dealerships in Central Jersey.

Noel Verdejo Story: Never Give Up On Your Dream.

Credit Knowledge

How to Save $100,000 Buying a Home

FICO – House Loan Savings Calculator

Discover how your FICO score can significantly reduce loan interest rates.

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Credit Knowledge

How to Save $12,000 Buying a Car

FICO – Car Loan Savings Calculator

Discover how your FICO score can significantly reduce loan interest rates.

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Is Poor Credit Holding You Back?

Let Us Guide You To A Brighter Financial Tomorrow.

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Empowering Over 3,000 Clients Towards Financial Freedom with Expert Credit Repair Solutions.

User Success Stories
How it Works

What Does Our Process Look Like?


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1. FREE Personalized Credit Consultation


2. Challenge & Dispute


3. Results

Get Your 3 Credit Scores

Checking your credit will not harm your score!

Frequently asked questions

Our goal is to help you understand and navigate the process of credit repair. Below are answers to some of the most common questions we receive.

If you have a question that’s not answered here, please feel free to contact us.

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1. What is credit repair, and how does it work?

“Credit repair involves identifying and correcting errors on your credit report that are negatively impacting your credit score. Our process includes reviewing your credit reports, disputing inaccuracies with credit bureaus and creditors, and providing guidance on credit-building strategies.”

2. How long does the credit repair process take?

“The duration of the credit repair process varies depending on the complexity of your credit issues. On average, clients start seeing improvements in their credit scores within 3 to 6 months of engaging our services.”

3. Is credit repair guaranteed to improve my credit score?

“While we cannot guarantee specific score improvements, our team works diligently to correct inaccuracies and provide advice that can positively impact your credit score. Success largely depends on the nature of your credit report and your financial behavior during the repair process.”

4. Will I be involved in the credit repair process?

“Yes, your involvement is crucial. We’ll need your help to access credit reports and may require additional information from you during the dispute process. We also provide guidance on actions you can take to improve your credit score.”

5. Can you remove legitimate negative items from my credit report?

“Our goal is to ensure your credit report is accurate and fair. We cannot legally remove accurate and verifiable negative information. However, we will work to dispute and remove any inaccuracies or unverifiable negative items.”

6. How much does your credit repair service cost?

“We offer various service packages to fit different needs and budgets. For detailed pricing information, please contact us or visit our pricing page.”

7. Is credit repair legal?

“Absolutely. Credit repair is legal under federal law. You have the right to dispute inaccuracies in your credit report under the Fair Credit Reporting Act.”

8. How can I track the progress of my credit repair?

“We provide regular updates and have an online portal where you can track the progress of your credit repair process. We believe in transparency and keeping you informed every step of the way.”

9. What can I do to maintain or improve my credit score after credit repair?

“To maintain or improve your credit score, make timely payments, keep credit card balances low, avoid applying for unnecessary credit, and regularly monitor your credit reports for any discrepancies.”

10. How do I get started with your credit repair services?

“Getting started is easy! Simply contact us for a free credit consultation, and we’ll guide you through the next steps. Our team is ready to help you on your journey to better credit.”

Transform Your Credit Score, Transform Your Possibilities

Join thousands who’ve achieved financial freedom through expert credit repair.